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  • With more than 30 years of combined insurance industry experience, few companies offer the level of specialized, in-depth expertise in Business Insurance that you'll receive at DeSmet & Associates.  

  • We'll evaluate and help you obtain obtain a cost-effective balance between risk and business insurance coverage through our experience and our negotiating power with many of the nation's leading and competitive carriers.



  • Since we are independently owned and operated, we do not report to a home or sales office, nor do we have sales quotas.  As a result, we are not required to sell you certain products or services.  All of the solutions that we develop will be designed to benefit your company.

  • We are able to be more competitive than firms that have to divert a portion of their income to a home office.

  • We offer the flexibility of serving as agents or consultants to best meet your needs.  Our flexible compensation structure includes a choice of commission, retainer fee or hourly fee.



  • We'll go the extra mile to develop creative solutions that will solve challenges and generate superior results.

  • An example is the unique and powerful buying alliances that we've created for numerous clients.  These proven programs provide us with tremendous negotiating power which often results in price concessions and rate guarantees.



  • Licensed agents and consultants, not customer service representatives, will provide immediate and knowledgeable answers and advice.

  • Our comprehensive service will enable you to focus on growing your business, rather than managing its insurance programs.



Why DeSmet & Associates?

If you'd like to discuss 
specific advantages 
we can provide to 
your company,
please contact us.

If you're considering a new insurance agent or consultant to help you with your business insurance needs, please contact us.  We'll be happy to tell you more about all of the advantages we offer.
Experience and Trusted Advice
Superior Service
Independent and Focused on Your Needs
Innovative, Results-Focused Solutions