Privacy Notices - DeSmet & Associates, Inc.

As a provider of financial products and services, we are required by law to inform our clients of our policies regarding privacy of client information.

Type of Nonpublic Personal Information We Collect

We collect nonpublic personal information about you:

  • provided to us by you on our forms or applications, such as name, address, social security number, family members, asset, liability, and income information;

  • obtained by us with your authorization,

  • information about your transactions with us, our affiliates, or others, or information we received from a consumer reporting agency.

Parties to Whom We Disclose Information:

For current and former clients, we do not disclose any nonpublic personal information obtained in the course of our relationship except as required or permitted by law. Permitted disclosures include providing the nonpublic personal information about you to our employees or affiliates, and to unrelated third parties who need to the information in order to assist us in providing products or services to you. In these situations, we communicate to them the confidential nature of the information that is being shared.

Protecting the Confidentiality and Security of Current and Former Clients’ Information

In order to protect your nonpublic personal information, we maintain physical, electronic, and procedural safeguards that comply with federal standards.

Health Information

We may collect personal health information for certain types of insurance policies. We do not share personal health information with anyone except as necessary to underwrite such a policy, assist with claims or as otherwise requested by you or required or permitted by law.

Your privacy and our ability to provide you with quality products and services are important to us. Please contact us if you have any questions regarding your personal information. If it is necessary in the future for us to change or modify this privacy statement, we will notify you in advance.

Privacy Notices