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Employee Benefits Solutions


  • Consulting Services
  • Risk Analysis
  • Fully Insured Medical
  • Self Insured Medical
  • Reinsurance
  • Long-Term Disability
  • Short-Term Disability - Fully and Self Insured
  • Disability Management Services
  • FMLA Management Services
  • High Limit Death and Accidental Dismemberment
  • Employer Paid Life Insurance
  • Voluntary Life Insurance
  • Worksite Benefits
  • Dental Insurance
  • Customer Service through Licensed Agents and Consultants
  • Claims Resolution
DeSmet & Associates can help your organization manage loss exposure and cost control, and at the same time, provide competitive employee benefits programs that can attract and retain top notch talent.
Finding and keeping good employees is becoming increasingly difficult.  A competitive employee benefits package can help companies mitigate this challenge, but many believe the cost may be out of their reach.

Although the cost of employee benefits continues to climb, DeSmet & Associates has been able to help companies balance this expense through better risk management and by negotiating the most competitive rates with many of the nation's leading carriers.

Our comprehensive approach includes an in-depth analysis of your specific needs, developing customized, innovative solutions, and helping you structure and implement the program. 

Our Comprehensive Services 
If you'd like more information on our Employee Benefits Solutions, please contact us.